While most of us hope that we will live long and healthy lives, not everyone has that opportunity, so having plans in place early, not only ensures that your wishes are adhered to if it is sudden, but it is also much kinder to those left behind, if you have made plans while you are fit and well.

A little forward planning can make a big difference, particularly for your loved ones.

Below is a personal checklist to run through, but the list is not exhaustive.  If you would like to discuss your circumstances with one of our team, we are just a phone call away.

1. Have you ensured that someone knows where to find details of your wishes and any policies or plans you want to be dealt with?

    

2. Have you checked the beneficiary details on all of your policies & pension schemes?

    

3. Do you have a Power of Attorney in place?

    

4. Have you written a Will, or ensured one is up to date?

    

5. If you haven’t already, consider placing any assets or life cover policies into Trust.  Trusts ensure that the right person receives the right gift at the right time.  Your beneficiaries can receive your assets whenever you wish them to, from as little as a few days.  This is often a more effective method of distributing your assets.

    

6. Do you have any specific wishes for any funeral plans?  Ensure there is at least a note of your wishes, so that loved ones know they have helped to achieve them.

    

Whatever your circumstances, we are here to help with forward-planning.